Terms and Conditions

Last Updated: October 20, 2026

1. Introduction

Welcome to Jefferson Health Advisory Group.

These Terms and Conditions govern your use of our website, insurance advisory services, and communication programs, including SMS and email communications.

By accessing our website or using our services, you agree to these Terms and Conditions and acknowledge our Privacy Policy.

2. Services Provided

Jefferson Health Advisory Group provides information and assistance related to insurance and financial protection solutions, which may include:

Health insurance.

Medicare coverage options.

Life insurance.

Final expense insurance.

Mortgage protection.

Supplemental insurance.

Dental and vision insurance.

Annuity solutions.

Business protection solutions.

LegalShield and identity protection services.

Other available financial protection programs.

Product availability, eligibility, benefits, and coverage terms vary depending on the insurance carrier, provider, and applicable regulations.

Insurance coverage is subject to the terms and conditions of the applicable policy and carrier approval.

3. SMS Messaging Program Description

Jefferson Health Advisory Group offers an SMS messaging program to communicate with individuals who have opted in.

Depending on the type of consent provided, messages may include:

Responses to insurance inquiries.

Appointment confirmations.

Appointment reminders.

Customer service communications.

Insurance product information.

Promotional messages and special offers.

Messages will be sent only in accordance with applicable consent requirements.

4. Consent to Receive SMS Messages

By voluntarily providing your mobile phone number and selecting the applicable SMS consent checkbox on our website or through another authorized opt-in method, you agree to receive text messages from Jefferson Health Advisory Group.

Consent to receive marketing SMS messages is not required as a condition of purchasing insurance products or services.

SMS consent is voluntary and may be withdrawn at any time.

5. Message Frequency and Rates

Message frequency varies depending on your inquiries, appointments, and communication preferences.

Message and data rates may apply to messages sent to or received from Jefferson Health Advisory Group.

For information regarding your mobile messaging plan, please contact your wireless service provider.

6. SMS Opt-Out Instructions

You may cancel the SMS messaging service at any time.

Simply reply STOP to any text message received from Jefferson Health Advisory Group.

After you send STOP, you will receive a confirmation message indicating that you have been unsubscribed.

You will no longer receive messages from the opted-out messaging program unless you provide new consent.

7. Opting In Again

If you wish to receive SMS messages again after opting out, you may opt in through the same authorized method used during your original enrollment.

8. Help and Customer Support

For assistance with our SMS messaging program, reply HELP to any message.

You may also contact us directly:

Phone: 407-615-9987

Email: [email protected]

9. Carrier Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages.

SMS delivery may be affected by network availability, device compatibility, and carrier restrictions.

10. Email Communications

By subscribing to our email marketing communications, you agree to receive relevant information about our services, insurance products, and business updates.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in those communications.

11. Website Use

You agree to use our website and services only for lawful purposes.

You may not:

Provide false or misleading information.

Attempt to gain unauthorized access to our systems.

Interfere with website functionality or security.

Use our website for fraudulent or unlawful activities.

We reserve the right to restrict access when necessary to protect our business and users.

12. Insurance Information Disclaimer

Information provided on our website is intended for general informational purposes and should not be considered a guarantee of insurance coverage, policy approval, financial performance, or specific benefits.

Actual coverage, premiums, eligibility, and policy terms depend on the applicable insurance provider and individual circumstances.

Any insurance policy becomes effective only according to the issuing carrier's terms and requirements.

13. Third-Party Services

Our website may contain links to third-party websites, insurance providers, or service partners.

Jefferson Health Advisory Group is not responsible for the content, privacy practices, or terms of independently operated third-party websites.

We encourage users to review the policies of those providers.

14. Limitation of Liability

To the extent permitted by applicable law, Jefferson Health Advisory Group is not responsible for losses arising from website interruptions, technical errors, or reliance on general website information.

Nothing in these Terms limits rights or remedies that cannot legally be excluded.

15. Privacy Policy

Your use of our website and communication services is also governed by our Privacy Policy.

Please review our Privacy Policy for information about how we collect, use, and protect personal information, including SMS consent data.

Privacy Policy: [Insert Published Privacy Policy URL]

16. Changes to These Terms

We may update these Terms and Conditions periodically.

Updated terms will be posted on our website with a revised Last Updated date.

Continued use of our website after changes are published constitutes acceptance of the updated Terms, where permitted by law.

17. Contact Information

For questions regarding these Terms and Conditions, please contact:

Jefferson Health Advisory Group

Winter Springs, Florida

Phone: 407-615-9987

Email: [email protected]